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We haven’t heard away from you. Maybe you have gotten my application for the loan?

We haven’t heard away from you. Maybe you have gotten my application for the loan?

If you’re a fresh consumer, just after signing your loan documents, you ought to get a message from us asking one to verify your current email address. From us, please check that our email hasn’t gone into your Junk or Spam folder in your email account if you do not receive an email. Whether or perhaps not it’s not here, you should next be sure you provided the email that is correct in the job. This can be done by visiting our «Apply Now» web page and logging in as a current client. Otherwise, email us at: or give us a call during company hours on 0800 222 465.

How does SMARTCASH have to talk to my company or Payroll Officer?

We make a fast call to be sure the information in the job are proper. It’s going to speed up the application in the event that you allow your Payroll Officer understand we will contact them.

Exactly exactly How quickly can I access my SMARTCASH loan in my own bank-account?

The cash can be paid into your account the same time if the loan is approved before 3.30pm for a normal business time. This relies on your bank moving the funds right away into the account and also this should take place with all the major trading banking institutions in brand New Zealand. The fee with this solution is ten dollars. When your loan is authorized after 3.30pm the bucks is paid into the account instantaneously, at no extra expense, and it’s also accessible to you the following day.

I did not signal my loan document before I left the SMARTCASH site. Do i need to use once again?

No, that you don’t. To carry on along with your application, head to our website and through the menu that is yellow the left choose «My Smartcash Account». With this web page, get on your SMARTCASH account making use of your current email address therefore the password which you have previously chosen. Then, click on the «Click on this link to signal your write-ups» link and signal your agreement as instructed.

If you’re an innovative new consumer, after that you will undoubtedly be delivered a follow-up e-mail straight away asking one to verify your current email address. As soon as we have actually the finalized agreement along with your e-mail verification we could can get on with processing the application.

Must you see my bank statements to perform my application for the loan?

Whenever you make an application for that loan with SMARTCASH, we might contact you to definitely request your final 90 days’ bank statements, as much as the date of one’s application. We will try this by giving you a web link to your supplier, Decisionlogic, whom enable us, once you’ve entered your details and granted us consent to view your bank statements online in a safe, private, «read-only» structure. Should you not desire to let us see your statements because of this, you might deliver them to us in PDF format by e-mail. We usually do not accept screenshots.

Does SMARTCASH do credit checks?

Yes, along with your authorization, we run a credit check before we provide you cash. We provide information regarding your effective payment of our loans to many other loan providers. Which means just while you spend us straight back it can help you attain good credit score. It’s important which you repay any loan on time and energy to protect a beneficial credit score, meaning protecting your capacity to loan cash from us or other people later on. an excellent credit rating does mean there is the capacity to buy products from retailers on hire purchase.

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